So I started a game on my laptop as the fool who looted a holy sword. After noting that the city I started in had only a medic and engineer for hire, I prepared to leave the city to loot the dead. Turns out a roving band of samurai was hostile to me. I cowardly ran back into the city wondering whether to try holy sword again. Turns out the samurai guarding my city kicked the wandering samurai butts, leaving me with lots of loot. Then a holy paladin and holy warriors arrived, to the same end. Now I have myself, the medic and engineer decked out in a holy breastplate and the rest full heavy samurai armor wielding some sort of high tier weapon.
Of course, we all move slow as molasses, but hopefully we'll grow into the armor.